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AXIAN FINANCIAL SERVICES

Developing countries' economies remain largely informal and access
to basic banking such as savings, credit and insurance is limited.
The AXIAN Financial Services cluster has used its numerous projects
to position itself as a facilitator for access to basic finance
and banking for all.

Portrait de Hassane Muhiedinne/Hassane Muhiedinne portrait
Icône 'guillement'/'quoting mark' icon

We consider capital investments a means of addressing specific barriers to inclusion and social responsibility at a localized level. Developing profitable and sustainable companies in Africa without ethical, inclusive investment strategy is simply not possible.

Hassane Muhiedinne

CEO AXIAN Financial Services

AXIAN Financial Services
at a glance

1st

African digital
micro-credit provider

3000

micro-credit beneficiaries

100

BNI bank branches

100%

year-on-year
growth with IORS

AXIAN
EnergyAXIAN
Open Innovation & Fintech

As the top-ranked convenience bank in the country, BNI MADAGASCAR offers products and services that are suited to both business and individual clients. It is proactively participating in financial inclusion and the formal economy's activities.

1st

network of banking
branches in Madagascar

1st

bank for SMEs
and micro-enterprises

40%

of all branches
fully solar-powered

KRED is BNI MADAGASCAR's 100%-digital microfinance platform, geared specifically to micro-enterprises' and SMEs' finance needs. KRED offers an optimal convergence between financial and mobile-phone services. Using its partnership with MVola Madagascar, KRED is deploying the unique concept of a digital microcredit bank that allows SMEs and micro-enterprises to access basic finance without leaving their offices.

1st

100%-digital microcredit
platform in Africa

13 090

people financed

86 126 355 000

amount financed

Indian Ocean Risk Solutions (IORS) is an insurance-brokerage and risk-management advisory firm created in 2013. IORS advises clients in optimising financial guarantees and cost of capital through adapted, efficient management procedures. IORS offers bespoke counsel on risk management and insurance solutions.

Over 33 Bn

MGA in premiums managed

41%

turnover growth
in 2021

300

claims paid
for a total amount
of 2 billion MGA in 2021

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